Anyone can find a mortgage lender, but finding the best lender for you is another thing. It’s not always as simple as pulling a name from the Internet and living in mortgage bliss. Save yourself some time and heartache by using these tips to find your perfect lender.
One of the first things to do when considering a home purchase is to select a mortgage lender. Waiting until the last minute opens the door for hasty decision making which leads to regret. By selecting a lender in advance, you set yourself up for a smoother lending process.
“Honest hearts produce honest actions,” Brigham Young. This holds true even in the mortgage lending industry. Buying a home is a big deal and maybe the largest purchase you’ll ever make. So having a lender you can trust is imperative but if something feels off, it probably is.
Ask yourself:
- Is this lender listening to my needs?
- Do they return my calls in a timely manner?
- Are they explaining the process or rushing me off the phone?
- Do I feel like $$$ or a valued customer?
Your responses to these questions will help you make the right decision.
It takes more than a license to provide exceptional customer service. Trust your gut. If something doesn’t feel right, politely end all communications and search for another lender. Preferably one who comes highly recommended by family or friends.
