With one of the largest financial decisions of your life, I believe that transparency and communication are paramount to providing my clients with an unforgettable experience. In a one-size-fits all industry, I strive to provide a more personalized approach in helping homeowners reach their financial goals, now and there on after. By utilizing my ever-evolving knowledge, my goal is to empower my clients along the way and allow them to make the most educated decision for themselves and their families.

Education without values, as useful as it is, seems rather to make man a more clever devil. ~ C. S. Lewis

Andrew Kayes


NMLS: 1073992

After working for one of the largest lenders in the nation for the last four years, Andrew decided to join the AdvantageFirst Lending team to offer customers a completely different experience. While at his previous lender, Andrew won multiple quarterly and monthly awards for being a top performer. For most of his career, he was in the top 10% of mortgage originators throughout the company. Andrew is familiar with all products from conventional, VA and FHA, and loves helping first-time home buyers achieve their dream of owning a home.

He moved to Southern California five years ago, from Upstate New York so he loves to take advantage of all California has to offer. When Andrew isn’t working tirelessly to provide exceptional customer service, he loves to be out in the water surfing, swimming, or body boarding. Andrew has a four-year-old daughter named Aria who always keeps him on his toes. Andrew also enjoys getting out on the golf course trying to improve his game, or more importantly, his putting.

Our Team