Cultivating relationships that last beyond the average business transaction is the cornerstone of how I approach each and every client interaction. Buying a home, selling a home, obtaining a mortgage or refinancing a home loan are all stressful and demanding life events. My goal is to make the entire process as tranquil and seamless as possible. It is my belief that the experience is what stays with the person. With that in mind, I will make every experience in the transaction a positive one!

Michael Kies


BRE: 01351064

NMLS: 317916

With integrity, honesty and a keen ability to genuinely connect to people on not only a professional level but a personal one, Michael has been helping his clients reach their real estate goals for more than 15 years. Licensed with both the State of California and the Federal Nationwide Mortgage Licensing System as licensed Mortgage Broker, Real Estate Broker, Realtor, Certified Tax Preparer and Notary Public, Michael is uniquely qualified to walk with his clients hand in hand through every aspect of the mortgage and real estate buying and selling process.

Michael began his real estate career in 2002 with JPaul and Associates working as a realtor and loan officer, quickly becoming one of the company’s top producers. In the spring of 2006, wanting to formulate a more customer-focused business model, Michael branched off on his own to form Renaissance Real Estate and Mortgage, Inc. Encompassing a comprehensive, “one-stop shop” approach to helping his clients purchase or sell a home, and at the same time obtain the corresponding mortgage financing all at a discounted price.

In October of 2017, seeking a new challenge, Michael joined Kurt Cymerint and the team at AdvantageFirst Lending, realizing an incredible opportunity to bring his unique knowledge and expertise to a growing, family-owned company with an unwavering commitment to putting the client’s needs above all else.

Outside of business, Michael is happily married with 2 sons, Landon and Rylan. Coaching, volunteering and above all else being a loving husband and father are what he values the most.


Michael and his staff were absolutely amazing to work with. Very professional, friendly, and thorough. They worked very hard to help me refinance when I was in a difficult situation. They communicated every step of the process, and made the process as a whole a lot less stressful. Would highly recommend them to everyone.
~ Steve H.

It was a pleasure working with Michael. He made the whole process flow consistently and was helpful at every turn. We appreciated how clear he was about explaining the process and was great at communicating with us. We never felt overwhelmed or pressed. We would highly recommend anyone thinking of working with Michael at AdvantageFirst Lending.
~ Rosa S.

The first thing I noticed about Michael over the phone was how he did not sell his self. He talked to me about my needs and asked specific questions on what would be best for me. Prior to this, I considered going to other lenders but they constantly over talked me and were more interested in making a deal then actually understanding my needs. Michael was very refreshing and supportive.
~ Glenda K.


It’s been such a pleasure working with Michael Kies at AdvantageFirst Lending. He is extremely knowledgeable and thorough when it comes to loan products and different loan options for my buyers’ needs. Mortgage financing is an integral part of the real estate transaction and Michael’s professionalism and courteous nature are attributes that make the escrow process smooth and easy. He is constantly on top of the files and always keeps me in the loop on the progress. My buyers have been ecstatic with his above-and-beyond service, and we are sending him our referrals! Just give Michael a call, and you will not be disappointed!
Krissy Tu, Keller Williams Costa Mesa

I worked with Michael Kies as his senior mortgage loan processor for over 5 years while I lived in California. If I had not moved out of state, I would still be working with him today. He truly enjoys educating his clients on their mortgage options and working towards the perfect solution that fits not only their short-term goals, but their long term financial goals as well. What separates Michael from his competition is that he truly cares about his clients and works to build a trust that will form a lifetime mortgage relationship. Anyone who has the opportunity to work with Michael Kies will receive an excellent mortgage lending experience.
Linda Gonzalez, EverBank

Our Team