PROFESSIONAL PHILOSOPHY

“You can get everything in life you want if you will just help enough other people get what they want.”

⁃ Zig Ziglar

Ray Cruz

Mortgage Loan Originator

NMLS: 1977961

People don’t care how much you know until they know how much your care. In an industry where many companies are only trying to make a quick buck, I strive to make long term relationships by being completely transparent and going above and beyond to understand and help homeowners meet their personal needs. My goal with every single client is to ensure that they are well-informed throughout the process so that they can make an educated decision for themselves and their families.

After working in the automotive sales industry for nearly seven years, Ray decided to join the AdvantageFirst Lending team to help customers in a whole new way. During his tenure as a sales professional in the automotive industry, Ray was consistently top sales every month and won the Gold Award for achieving over 375 vehicle transactions annually while maintaining exceptional customer service satisfaction.

Ray currently lives in Orange, California and enjoys spending time with his wife and two sons as well as being heavily involved with his church.

Our Team